Privacy Policy
Your privacy is important to us
We take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with legal data protection regulations and this privacy policy.
1. Data Controller
2. Data Collection on This Website
2.1 Cookies
Our website uses cookies. Cookies are small text files that are stored on your device. Some cookies are technically necessary, others serve for analysis and improvement of our offer.
Cookie Categories:
- Necessary Cookies: Required for basic website functions
- Functional Cookies: For enhanced features and personalization
- Analytics Cookies: To improve our services
- Marketing Cookies: For personalized advertising
You can adjust your cookie settings at any time via our cookie banner.
2.2 Server Log Files
The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us:
- Browser type and browser version
- Operating system used
- Referrer URL
- Hostname of the accessing computer
- Time of the server request
- IP address
This data is not merged with other data sources. The collection of this data is based on Art. 6 para. 1 lit. f GDPR.
2.3 Contact Form and Email
If you send us inquiries via contact form or email, your data from the inquiry form including the contact data you provided will be stored by us for the purpose of processing the inquiry and in case of follow-up questions.
3. Registration and User Account
You can create a user account on our website. For this we require the following data:
- Email address (required field)
- Password (stored encrypted)
- Name (optional)
The data is used exclusively for managing your user account and providing our services. The legal basis is Art. 6 para. 1 lit. b GDPR (contract fulfillment).
Your Rights:
You can delete your user account at any time. Contact us at info@programmed-money.com
4. Payment Processing
4.1 Stripe
We use Stripe for payment processing. Provider is Stripe Inc., 510 Townsend Street, San Francisco, CA 94103, USA.
Stripe processes your payment data (e.g. credit card number) to complete the payment. Data processing is based on Art. 6 para. 1 lit. b GDPR (contract fulfillment).
More information: https://stripe.com/privacy
4.2 PayPal
We offer the option to process payment via PayPal. Provider is PayPal (Europe) S.à r.l. et Cie, S.C.A., 22-24 Boulevard Royal, L-2449 Luxembourg.
Data processing is based on Art. 6 para. 1 lit. b GDPR (contract fulfillment).
More information: PayPal Privacy Policy
5. Analytics Tools and Advertising
5.1 Google Analytics
This website uses functions of the web analytics service Google Analytics. Provider is Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland.
Google Analytics uses cookies to analyze website usage. The information generated by the cookie about your use of this website is usually transferred to a Google server in the USA and stored there.
Google Consent Mode V2:
We use Google Consent Mode V2. Google Analytics is only activated if you have consented to the use of analytics cookies.
More information: Google Privacy Policy
5.2 Facebook Pixel
This website uses the visitor action pixel from Facebook for conversion measurement. Provider is Meta Platforms Ireland Limited, 4 Grand Canal Square, Dublin 2, Ireland.
The Facebook Pixel is only activated if you have consented to the use of marketing cookies.
More information: Facebook Data Policy
6. Your Rights
You have the following rights regarding your personal data:
Right of Access
You have the right to obtain information about your stored data.
Right to Rectification
You have the right to have incorrect data corrected.
Right to Erasure
You have the right to have your data deleted.
Right to Object
You have the right to object to data processing.
Data Portability
You have the right to receive your data in a structured format.
Right to Complain
You have the right to lodge a complaint with a supervisory authority.
Contact for Data Protection Inquiries:
7. Data Security
We use the widespread SSL (Secure Socket Layer) method in conjunction with the highest level of encryption supported by your browser when visiting our website.
We use appropriate technical and organizational security measures to protect your data against accidental or intentional manipulation, partial or complete loss, destruction, or unauthorized access by third parties.
Our Security Measures:
- SSL/TLS encryption
- Encrypted password storage (bcrypt)
- Regular security updates
- Access restrictions
- Regular backups
8. Changes to This Privacy Policy
We reserve the right to adapt this privacy policy so that it always complies with current legal requirements or to implement changes to our services in the privacy policy. The new privacy policy will then apply to your next visit.
Last updated: November 2025